Meet Richard Williams.

Richard has been licensed in the financial services industry since 1996, helping individuals, families, and business owners plan for their financial future for nearly three decades. As a licensed agent and trusted financial consultant, his approach has never changed: do what's genuinely best for the client, not what's easiest to sell — a philosophy that shaped the founding of Richard Williams Agency and The Richwill Group in 1997, and still guides every recommendation today.
At a glance
- Founded
- 1997
- License type
- Florida resident-licensed insurance agent
- FL license #
- A286305
- NPN #
- 597029
- Specialty
- Fixed annuities (MYGA, FIA, SPIA, DIA)
- Location
- Davenport, FL (Polk County)
- Approach
- Independent, multi-carrier, plain-language
How I work
No single-carrier pressure
Independent means I compare products across multiple A-rated carriers instead of pushing whichever contract I'm quota'd on.
Fixed products only
I don't sell variable annuities or securities. If your situation calls for one, I'll tell you so and point you in the right direction.
Plain-language explanations
You'll leave the conversation understanding exactly what you own, what it costs, and what it will do — before you sign anything.
Ready to see the numbers for your retirement?
No fees, no obligation — a straightforward conversation with Richard.