About

Meet Richard Williams.

Richard Williams
Richard Williams
FL License #A286305 · NPN #597029

Richard has been licensed in the financial services industry since 1996, helping individuals, families, and business owners plan for their financial future for nearly three decades. As a licensed agent and trusted financial consultant, his approach has never changed: do what's genuinely best for the client, not what's easiest to sell — a philosophy that shaped the founding of Richard Williams Agency and The Richwill Group in 1997, and still guides every recommendation today.

At a glance

Founded
1997
License type
Florida resident-licensed insurance agent
FL license #
A286305
NPN #
597029
Specialty
Fixed annuities (MYGA, FIA, SPIA, DIA)
Location
Davenport, FL (Polk County)
Approach
Independent, multi-carrier, plain-language

How I work

No single-carrier pressure

Independent means I compare products across multiple A-rated carriers instead of pushing whichever contract I'm quota'd on.

Fixed products only

I don't sell variable annuities or securities. If your situation calls for one, I'll tell you so and point you in the right direction.

Plain-language explanations

You'll leave the conversation understanding exactly what you own, what it costs, and what it will do — before you sign anything.

Next Step

Ready to see the numbers for your retirement?

No fees, no obligation — a straightforward conversation with Richard.